The spectrum of commercial real estate

The term 'commercial property' includes a broad range of real estate designed for business use.
Here’s a closer look at some of the key different commercial property types:
• Office space: Buildings or parts of buildings used for administrative, professional or clerical work.
• Retail spaces: Includes standalone shops, retail outlets in shopping centres and spaces within mixed-use buildings.
• Industrial buildings: Factories, warehouses, and distribution centres tailored to manufacturing, storage space and distribution needs.
• Leisure and hospitality: Properties such as hotels, restaurants, and leisure centres that cater to tourists and locals alike.
• Specialist facilities: Nursing homes and healthcare premises that require specific planning permission and compliance with local use classes.

Some mixed-use developments combine residential and commercial buildings, offering both housing and trading opportunities under one class of planning.
When choosing the right property, investors must be aware of how commercial property use classes affect the planning permission required for different property types and residential use conversions.
Local authorities and landlords must also ensure that all plans, contracts and deals comply with UK property law.

Investing in commercial property: A guide

Investing in commercial real estate offers a potent avenue for wealth accumulation and diversification.
Here are key considerations for potential investors:

• Rental income: Commercial properties tend to provide attractive leasing rates or rent, contributing to stable cash flow.

• Capital appreciation: Over time, well-located and well-managed commercial premises can significantly increase in value.

• Commercial lease terms: Commercial leases often extend longer than residential leases, ensuring continuity of income.

However, investing in investment properties also involves managing operating expenses, property upkeep, and navigating contracts, sale agreements, and lease negotiations.
These factors highlight the importance of extensive experience and an expert team.
Why choose Maritime Capital?
With more than 35 years of extensive experience, Maritime Capital stands at the forefront of the commercial property sector, offering bespoke services that extend beyond traditional asset management and property ownership.

Our approach combines astute investment selection and meticulous asset management to create high-yield returns within both commercial and alternative use markets.

Our expertise:
• Strategic advice: We offer comprehensive guidance on buying commercial property, from assessing potential income to understanding property law and real estate taxes, planning permission, and use classes applicable to each location.
• Bespoke services: Tailored asset management and administration designed to complement existing wealth structures or serve as a dedicated property family office.
• Partnerships: Working alongside our clients’ teams, enhancing overall value and wealth guardianship.

How does commercial property investment differ from residential property investment?

Commercial investments typically involve longer lease terms, higher initial investments and depend more directly on the area's local economy.
They offer potential for higher rental income than residential real estate but may also come with greater up-front costs and complexities.

What are the risks of investing in commercial property?

Key risks for commercial property investors include high tenant turnover in certain sectors, the impact of economic downturns on business activities, and the need for significant investment in property maintenance and improvements.

Can investing in commercial real estate provide passive income?

Yes, one of the primary attractions of commercial real estate investment is the potential to generate stable, passive income through rental yields and capital appreciation.
Informed, strategic commercial property investments

At Maritime Capital, we understand that successful property investment requires not just capital but also a deep understanding of the market and a strategic approach to asset management.
Our expert team is committed to nurturing and safeguarding our clients' wealth through informed, strategic investments in the commercial property sector.
If you’re considering investing in commercial real estate or wish to enhance your existing portfolio,
contact us for a partnership that places you and your family first.